What is Credit Repair?

The purpose of credit repair is to provide consumers with expert assistance in the correction of their credit reports, which in turn improves credit scores. Under the Credit Repair Organizations Act (CROA), credit repair providers are permitted to assist consumers in the removal or correction of any inaccurate, outdated, or unverifiable information from their credit report as those 3 categories of information are the only ones eligible for dispute. Additionally, Lenders Choice teaches our clients how to simultaneously pay down any outstanding credit card balances, rejecting any hard inquiries, and maintain timely payments.

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