How long does it take to repair credit?

Every situation is unique so your time frame varies by the amount of work needing to be done. Several factors that impact the time frame include the number of derogatory accounts when the derogatory accounts occurred, how frequently the derogatory account is reported, the number of open accounts & credit cards, your reported credit utilization percentage, your average credit age, your amount of recent inquiries and any new late payments. It typically takes a few months to see results.

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