Does paying off collections improve my credit scores? A Does paying off collections improve my credit scores? Posted by danewilson on June 14, 2021 Paying off collections can actually decrease your credit scores if the creditors do not remove them after they are paid off. Permalink Leave a Reply Cancel replyYour email address will not be published. Required fields are marked *Comment Name * Email * Website Save my name, email, and website in this browser for the next time I comment.